Best Payroll ProviderPayroll services compared on the prices they publish

Best payroll provider for a small business

The providers that publish prices land close to each other. What sets them apart is payday speed, the taxes they file and the HR help you get.

Square, OnPay and QuickBooks show their payroll prices: from $35 a month plus $6 per person paid at Square to $50 plus $7 per employee at QuickBooks.1, 2, 3 ADP and Paychex list their plans but price them only on request.4, 5

Updated November 15, 2026Prices read on each provider's own pages

Which provider fits your business

Our picks from the published prices and plan lists. We have not run payroll with these providers.

You only pay contractorsFreelancers, 1099 workers

Square contractor-only payroll

There is no base fee: $6 a month for each person you pay.1

A small team in one stateShops, studios, cafés

Square Payroll

It has the lowest published price, $35 a month plus $6 per person paid, and files federal and state payroll taxes for you.1 At any headcount it costs $14 a month less than OnPay, because the per-person fee is the same.1, 2

People working in several states or cities

OnPay

Multi-state payroll and local tax filings are in the base plan, along with W-2s and 1099s, for $49 a month plus $6 per worker.2

You need same-day pay or cover for IRS penalties

QuickBooks Workforce Premium or Elite

Premium pays employees the same day if you run payroll by 7:00 AM; Elite also pays IRS penalties and interest up to $25,000 a year, with terms.3 The details are on our QuickBooks Payroll pricing page.

You want a sales rep and bundled HR

ADP or Paychex

ADP lists packages that add HR services, Paychex lists four plans, and both ask you to request a price.4, 5 Ask for the base fee, the per-employee fee and any setup or year-end charges in writing.

Published prices side by side

ProviderBase planTaxes and formsHigher plans and add-onsCommitment
Square Payroll$35 a month + $6 per person paid1Federal and state tax payments and filings included1Contractor-only plan: $6 per person paid1"No commitment, no long-term contracts required"1
OnPay$49 a month + $6 per worker2Federal, state and local tax filings, W-2s and 1099s included2HR $15 + $2 per worker; time tracking $15 + $4 per worker; live HR support $652Not shown; no implementation fees2
QuickBooks Workforce$50 a month + $7 per employee (Workforce Payroll)3Calculates, files and pays payroll taxes; unlimited 1099 e-filing3Premium $88 + $13; Elite $134 + $17 per employee3"Cancel anytime"3
ADP (RUN)Quote only: four packages, each with "Get Pricing"4Payroll processing and tax filing in the Essential package4Enhanced, Complete Payroll & HR+, HR Pro4Not shown
PaychexQuote only: Basic, Foundations, Advanced and Complete plans5Federal, state and local taxes calculated, withheld and filed5Not shownNot shown

Read on November 14, 2026 and checked a second time. Prices are per month. "Not shown" means the provider's page does not publish it.

Gusto, Patriot and Justworks are not in this comparison yet.

Their pricing pages blocked our automated reading on November 14, 2026, and we only publish prices we have checked on the provider's own page. We will add them once we can verify their current prices.

What payroll costs from 1 to 50 employees

The table uses each provider's cheapest full-service plan and assumes every employee is paid every month, with no add-ons.

EmployeesSquareOnPayQuickBooks, regular priceQuickBooks, first 3 months
1$41$55$57$32
5$65$79$85$60
10$95$109$120$95
25$185$199$225$200
50$335$349$400$375

Our arithmetic from the published prices: Square $35 + $6, OnPay $49 + $6 and QuickBooks $50 + $7 per person a month, with QuickBooks' base fee at $25 during its 3-month offer.1, 2, 3 Payroll taxes, benefits and add-ons are not included.

QuickBooks charges $1 more per employee and a higher base fee, so at 50 employees its regular price is $65 a month above Square's.1, 3 During its offer, QuickBooks is the cheapest of the three for a team of one to five.1, 2, 3

What to compare besides the price

Payday speed is the first difference you will notice. QuickBooks Workforce Payroll pays employees the next business day if you run payroll by 5:00 PM, and Premium and Elite pay the same day if you run it by 7:00 AM.3 Square includes next-day direct deposit in its full-service plan.1

Taxes come next. OnPay's base plan files federal, state and local payroll taxes and handles several states.2 Square's full-service plan covers federal and state filings and multistate payroll.1 For contractors, QuickBooks e-files unlimited 1099-NEC and 1099-MISC forms on every plan, and OnPay includes 1099s in its base price.3, 2

HR help means an add-on or a higher plan. OnPay sells HR tools for $15 plus $2 per worker and live HR support for $65 a month.2 QuickBooks adds an HR resource center on Premium and a personal HR advisor on Elite.3

Hiring outside the US: employer of record

An employer of record (EOR) legally employs your worker in another country and runs local payroll, taxes and benefits for you, so you don't need your own company there. Deel and Remote both list EOR prices starting at $599 per employee per month; Remote's price is for annual contracts.6, 7

ServiceDeelRemote
Employer of recordFrom $599 per employee per month6From $599 per employee per month, annual contracts7
Contractor managementFrom $49 per contractor per month6From $29 per contractor per month7
Contractor of recordFrom $325 per contractor per month6From $325 per contractor per month7
OtherUS PEO from $125 per employee per month6Global payroll for your own entities from $19 per employee per month7

Questions about payroll providers

How much does a payroll provider cost per month?

Among providers that publish prices, the base plans start at $35 plus $6 per person paid (Square), $49 plus $6 per worker (OnPay) and $50 plus $7 per employee (QuickBooks).1, 2, 3 For 10 employees that is $95 to $120 a month, before add-ons.1, 3

Why don't ADP and Paychex show prices?

Their pages list plans and ask you to request pricing or a quote; neither page shows a price.4, 5

Is payroll tax filing included?

In the plans we list, yes. Square files federal and state payroll taxes, OnPay files federal, state and local taxes, and QuickBooks calculates, files and pays payroll taxes for you.1, 2, 3 The taxes themselves are paid from your account on top of the subscription.

What is the difference between payroll and an employer of record?

Payroll software pays people your own company employs. An employer of record becomes the legal employer of a worker abroad, which costs more: from $599 per employee per month at Deel and Remote.6, 7

How we compared

We read each provider's pricing page on November 14, 2026 and checked every figure a second time, with a different tool. The monthly costs are our own arithmetic from the published prices, and the picks are our reading of those prices. Gusto, Patriot and Justworks are missing because their pricing pages blocked our automated reading that day. We have not run payroll with these providers, and we do not rate their support.

We use AI tools to help research and draft our pages.

General information, not tax or legal advice. Best Payroll Provider is not affiliated with the companies listed.

Sources

  1. Square: payroll pricing
  2. OnPay: payroll costs and pricing
  3. QuickBooks: payroll pricing
  4. ADP: RUN Powered by ADP
  5. Paychex: small business payroll
  6. Deel: pricing
  7. Remote: pricing